Discover flexible accounts designed to support your financial success. Our personalized solutions make it simple to manage your money and achieve your goals.
What You Get Free With Your SCCU Accounts
Online Banking
Mobile App
Bill Pay w/ Checking
Co-Op ATMs
Remote Deposit
Notary Services
Smart Teller
4 Local BranchesChecking Accounts
Member Focused Share Draft
A simple account with no monthly fees and all the essentials needed for easy money management.
Member SelectTM Share Draft
Enjoy premium features like high yields and exclusive rewards designed for everyday banking.
Member Plus Share Draft
Earn interest and take advantage of exclusive benefits designed for military members and those 55 and older.
Savings Accounts
Individual Retirement Account (IRA)
Save for retirement or education with an IRA that provides tax benefits and no required initial deposit.
Share Certificates
Maximize your earnings with fixed-term investments offering competitive interest rates and peace of mind.
Prime Share
Open your membership with just $25 and earn competitive dividends with no service charges.
Christmas Club
Plan ahead for holiday expenses with an account that helps you save and access your money anytime.
Special Savings
Save for vacations, emergencies, or other goals while earning dividends and accessing your funds whenever you need.
Money Manager
Enjoy competitive dividends and the freedom to manage your money without long-term commitments.
Loans & Credit
Credit Cards
Choose from multiple card options for low rates, no hidden monthly service fees, and convenient features.
Auto Loans
Finance your next car, motorcycle, or RV with competitive rates and exclusive member benefits.
Home Equity Line of Credit
Tap into your home’s value with a line of credit offering low fees, flexible repayment, and easy access.
Mortgage & Property Loans
Get the loan you need for your home or property with competitive rates and local expertise.
Other Loans
Cover expenses like medical bills, weddings, or high-interest debt with flexible financing and terms that fit your budget.
Enjoy exclusive savings everyday.
With Love My Credit Union Rewards, members have saved nearly $2 billion! Enjoy these services as a member benefit and maximize your savings, empower your financial decisions, and achieve your financial goals.
★★★★★
“BEST credit union in town. Gayle is amazing! She is always so helpful and friendly! Won’t ever bank anywhere else! Thank you SCCU for always taking great care of our family.”
- Debra G. Hixson, TN
Explore Other Resources
Financial Wellness
Take advantage of free one-on-one counseling, credit reviews, and resources designed to support your financial well-being.
News and Articles
Buying a home? Planning for retirement? Learning to budget? Find helpful hints here.
Financial Calculators
Make smarter financial decisions with our free calculators for savings, loans, retirement, and more.