Like what you see here? Open an account at the link below, ask us questions at (423) 875-6955, or stop by your closest branch.
Rates current as of December 10, 2024.
| ACCOUNT TYPE | RATE | APY* |
|---|---|---|
| Share | ||
| $25.00 to $9,999.99 | 0.25% | 0.25% |
| $10,000.00 and over | 0.30% | 0.30% |
| Share Drafts | ||
| Member Focused Share Draft | 0.00% | 0.00% |
| Member Plus Share Draft | 0.25% | 0.25% |
| Member SelectTM Share Draft | 0.50% | 0.50% |
|
Daily Money Manager (Variable)
|
||
| $2,500.00 to $9,999.99 | 2.47% | 2.50% |
| $10,000.00 to $24,999.99 | 2.52% | 2.55% |
| $25,000.00 to $74,999.99 | 2.81% | 2.85% |
| $75,000.00 and over | 2.96% | 3.00% |
| Accumulative IRA (Variable) | ||
| up to $9,999.99 | 2.47% | 2.50% |
| $10,000.00 to $24,999.99 | 2.52% | 2.55% |
| $25,000.00 to $74,999.99 | 2.81% | 2.85% |
| $75,000.00 and over | 2.96% | 3.00% |
| Certificates |
||
| 91 Day ($2,500 min.) | 4.15% | 4.15% |
| 26 Week ($2,500 min.) |
4.15% |
4.15% |
| 1 Year ($2,500 min.) | 3.75% | 3.80% |
| 24 to 30 Months ($500 min.) | 3.70% | 3.75% |
| 36 Months ($500 min.) | 3.60% |
3.65%
|
*Annual Percentage Yield
Deposit rates subject to change.
Questions? Contact us.
EARLY REDEMPTION PENALTY ON CERTIFICATES OF DEPOSIT:
We may impose a penalty if you withdraw funds from your account before the maturity date.
Amount of Penalty- For all accounts the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
-
- Terms of 1 year or less: 90 Days' Dividends
- Terms of longer than 1 year: 180 Days' Dividends
How the Penalty Works- The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.