At Scenic Community Credit Union, we’re more than just a financial institution. We’re a community.


Unlike banks, which are for-profit businesses owned by shareholders, SCCU is a not-for-profit, member-owned credit union. That means our priority is serving you, not maximizing profits.

Because we are member-focused, we’re able to offer lower loan rates, higher savings returns, and personalized service that puts your financial well-being first. But it doesn’t stop there. Credit unions, including SCCU, reinvest in the communities we serve, ensuring that we’re making a real difference where it matters most. In 2024 alone, we were able to save our members nearly $142,000,000!

 
Why Credit Unions Matter

Did you know that over 140 million Americans belong to a credit union? Together, credit unions provide more than $35 billion in financial benefits to their members each year. That means more money in your pocket to achieve your financial goals.

  • Lower Loan Rates – Save more when you borrow for a home, car, or personal expenses.

  • Higher Savings Returns – Grow your savings faster with competitive dividend rates.

  • Community Investment – Your membership helps fund local initiatives and financial education.

Even with this reach, credit unions remain a relatively small piece of the financial industry. While we serve 43% of Americans, we hold only 8.8% of total financial institution assets. This shows just how dedicated credit unions are to helping members save and improve their financial well-being, rather than simply growing profits.

 

Protecting the Credit Union Advantage

Right now, banks are lobbying Congress to remove credit unions’ federal income tax exemption. Why does this matter to you? If credit unions lose this exemption, the benefits that make us special - like lower loan rates, better savings returns, and community investments - could be reduced.

We know firsthand the difference credit unions make in our members’ lives. That’s why we stand with the Credit Union National Association (CUNA) in urging lawmakers to protect credit unions.

You can help, too! By sharing your story and voicing your support, you can make a difference.

 

Tell Congress: Don’t tax my credit union - it’s a tax on me!
 

Send a Message Now

 

Want to maximize your membership benefits? Explore SCCU’s financial solutions and take advantage of everything we have to offer!

 

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